Vacation Fund

If you have questions about your vacation fund, please contact the financial institution that holds your funds (see contact information below). 

Please note that the vacation money that is posted on your behalf will only contain hours that your employer has reported to the Sheet Metal Fund Office.  Your current pay-stub will rarely match your vacation account exactly due to multiple reasons, including but not limited to the timing of the vacation contribution made on your behalf.  Specifically, please be reminded that your contractor does not report the hours you worked in a given month until the 10th of the following month.  

In addition, please note that the amount of vacation listed on your pay-stub is the taxable amount of vacation, however this total amount is generally not all designated as vacation funds.  A portion of this amount is for the Organizing Fund which is a program administered by the Local Union office. 

Please refer to your specific collective bargaining agreement for your area for the amount of vacation that is actually deposited.  You may also note that the Sheet Metal Workers' Federal Credit Union also has a holiday account for Credit Union members which would cause a further division of your vacation money.

The following are the financial institutions that are currently set up to accept vacation funds:

Sheet Metal Workers' Federal Credit Union (SMWFCU)
1691 East Cope Ave, Maplewood, MN  55109
Phone: (651)747-1500 Fax: (651)747-1559

Building Trades Credit Union (BTCU)
12080 73rd Ave N, Maple Grove, MN  55369
Phone: (763) 315-3888

Brochures:   BTCU Brochure Front.pdf BTCU Brochure.pdf

1st Bank Bemidji
PO Box 670, Bemidji, MN  56619-0670
Phone: (218)728-3850 Fax: (218)333-4398

Hermantown Federal Credit Union
2002 London Road #108, Duluth, MN  55815
Phone: (218)728-3850 Fax: (218)728-4135

Sioux Falls Federal Credit Union
700 East 14th St, Sioux Falls, SD  57104
Phone: (605)334-2471 Fax: (605)334-3981

Merchants Bank (Main Office)
102 3rd St E, Winona, MN  55987
Phone: (507)457-1100

Dakota Star Federal Credit Union
3122 West St Louis, Rapid City, SD  57702
Phone: (605)342-3301 Fax: (605)342-3301

Bremer Bank
500 Willmar Ave SE, Willmar, MN  56201
Phone: (320)235-1111

Liberty Savings Bank Waite Park

818 2nd St S, Ste 120, Waite Park, MN  56387
Phone: (320)258-3256

Mid MN Federal Credit Union Brainerd
200 South 6th St, Brainerd, MN  56401
Phone (218-829-0371) Fax (218-829-4947)