Sheet Metal Local 10 Supplemental Retirement Fund


The Sheet Metal Local 10 Supplemental Retirement Fund was created to help provide financial security to you and your family upon your retirement, death, or disability.  The benefits provided by the Plan are funded by employer contributions for workers covered by various sheet metal collective bargaining agreements.  This Plan is a defined contribution pension plan that provides for an available balance upon retirement.  

This is a self directed investment account and therefore requires your attention in order to take control of your retirement future.

John Hancock is the record keeper for this Fund. You may contact them online at or at (833) 38-UNION {(833) 388-6466}. 


Access and Manageing your Supplemental Retirement Fund account online or via phone: 

Please click here to print/view the instructions on how to access and manage your SRF:    JH Quick Quide Login.pdf


Investment Options, Distribution Rules and/or Requests:
Can all be found by contacting John Hancock at 1 (833) 38-UNION {(833) 388-6466 or go to their website at .


There are limited options on accessing your account prior to retirement age, but please review the information below:

If you believe you are eligible for a distribution and would like to request a distribution please download the following first three documents:

Rules for Withdrawal of Individual Accounts:

Please click here for the SRF Withdrawal of Individual Account Rules:  SRF Rules for Withdrawal of Individual Accounts.pdf

Summary Plan Description:
This document will provide a summary of the benefits provided by the Plan.  Please click on the link below for the latest version of the Summary Plan Description (SPD).  You can also contact the Fund Office at (651) 770-0991 to request that a document be mailed to you.

Please click here to print/view the Supplemental Retirement Summary Plan Description:   SRF 1 2016 SPD.pdf

(The Summary Plan Description provides a detailed description of the eligibility requirements for coverage and the benefits provided through the health fund)